Pradhan Mantri Suraksha Bima Yojana 2024: PDF Form and Premium

Our Honorable Prime Minister Narendra Modi on 9th May 2015 launched Pradhan Mantri Suraksha Bima Yojana. It is an insurance policy came which covers death and accidental benefits. If you are interested to become a part of this scheme then you should submit the application form. Details related to the Pradhan Mantri Suraksha Bima Yojana including its application process, benefits, eligibility conditions, claim form, bank list, and other important information is available in this article.

Pradhan Mantri Suraksha Bima Yojana

About Pradhan Mantri Suraksha Bima Yojana

Pradhan Mantri Suraksha Bima Yojana is an insurance cover that provides death and accidental benefits to the policyholder. Public sector general insurance companies or other general insurance companies are offering this scheme on similar terms necessary approvals and tie-ups with banks. This scheme is beneficial for those citizens of the country whose age is in between 18 to 70 years and has a bank account. To get the benefits of the scheme and know more detailed information you must read this article very carefully.

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Highlights Of Pradhan Mantri Suraksha Bima Yojana

  • Name of the scheme: Pradhan Mantri Suraksha Bima Yojana
  • Launched by: Honorable Prime Minister Narendra Modi
  • Launched on: 9 May 2015
  • Launched for: Citizens of the country
  • Benefits: death and accidental benefits
  • Mode of application: offline
  • Official site:

Objective Of Pradhan Mantri Suraksha Bima Yojana

The motive of the Government of India behind starting the Pradhan Mantri Suraksha Bima Yojana is to serve secure life and future to the citizens of the country. To do so under the scheme the government is going to provide insurance benefits up to Rs 2 lakh death cover by paying an annual premium of rupees 12 per annum. 

Benefits Of Pradhan Mantri Suraksha Bima Yojana

  • Pradhan Mantri Suraksha Bima Yojana is a life insurance policy
  • Beneficiaries will get total cover under the scheme up to rupees 2 lakh
  • Beneficiaries need to pay annual premium of rupees 12 only
  • In case of any unexpected and unfortunate accident this insurance cover ensures the financial security of the family and the insurance as well.

PMSBY Scheme Claimed Amount Details:

I.DeathRs. 2 Lakh
II.Total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of sight of one eye and loss of use of one hand or one footRs. 2 Lakh
III.Total and irrecoverable loss of sight of one eye or loss of use of one hand or one footRs. 1 Lakh
The total amount that can be claimed under the policy is INR 2 lakh only

List of Banks

Allahabad BankState Bank of IndiaCorporation BankKarur Vysya Bank Ltd
State Bank of PatialaState Bank of MysorePunjab National Bank Kotak Mahindra Bank Ltd
Axis BankAndhra BankFederal Bank LtdLakshmi Vilas Bank
Bank of BarodaState Bank of TravancoreHDFC Bank LtdOriental Bank of Commerce
Bank of IndiaSyndicate BankICICI Bank LtdPunjab & Sind Bank
Indian Bank UCO BankIDBI Bank LtdDena Bank
Bhartiya Mahila BankUnion Bank of IndiaBank of MaharashtraRatnakar Bank Ltd
Canara BankUnited Bank of IndiaIndian Overseas BankSouth Indian Bank Ltd
Central Bank of IndiaVijaya BankInduslnd Bank LtdState Bank of Bikaner & Jaipur
City Union Bank LtdYes Bank LtdJammu & Kashmir Bank LtdState Bank of Hyderabad

Insurance Companies 

  • Bajaj Allianz
  • Cholamandalam MS
  • ICICI Lombard
  • National Insurance
  • New India Assurance
  • Reliance General Insurance
  • United India Insurance
  • Universal Sompo
Eligibility Criteria

All those applicants who meet the eligibility conditions specified below can take the benefits of Pradhan Mantri Suraksha Bima Yojana

  • The age of the applicant should be in between 18 to 70 years
  • Applicant should have a savings bank account
  • The bank account of the applicant must be linked with the Aadhar card
  • Nonresident Indians are also eligible to apply for the scheme.
Documents Required
  • Proof Id
  • Aadhaar card
  • Contact information
  • Nominee details
  • Application form.

Also Read: PM Modi Health Card

Pradhan Mantri Suraksha Bima Yojana Application Procedure

  • To apply for the scheme, you need to go to the bank or insurance company nearest branch listed above
  • You have to get the application form from their in your preferred language (form is available in English, Hindi, Bengali, Marathi, Oriya, Telugu, Tamil or Gujarati)
  • Fill the details as required in the application form and attach all the documents
  • Submit the application form in the same bank or insurance company 

Procedure To Apply For Claim

  • Imminently inform the bank about the accident to the bank
  • For a claim application, you have to download the form by click here or get the application form official website or from bank or insurance company in which you have saving account.
Pradhan Mantri Suraksha Bima Yojana
  • Submit the application by fill the details in it along with FIR, post mortem report, or death certificate or disability certificate (In the case of total or partial disability) within 30 days of the accident
  • Within 30 days bank will forward the application to the insurance company after verifying the documents.
  • The claim will be processed within 30 days from receiving the documents from the bank after confirmation of the insured’s name in the list of the insured persons in the master policy.
  • The amount will be directly deposited to the bank account of the nominee/insured person.
Toll-Free Number/Customer Care Number
StateConvenor BankToll Free number
West Bengal and TripuraUnited Bank of India1800-345-3343
UttarakhandState Bank of India1800-180-4167
Uttar PradeshBank of Baroda1800-102-4455 or 1800-223-344
Tamil NaduIndian Overseas Bank1800-425-4415
TelanganaState Bank of Hyderabad1800-425-8933
SikkimState Bank of India1800-345-3256
RajasthanBank of Baroda1800-180-6546
PunjabPunjab National Bank1800-180-1111
PuducherryIndian Bank1800-4250-0000
OdishaUCO Bank1800-345-6551
NagalandState Bank of India1800-345-3708
MizoramState Bank of India1800-345-3660
MeghalayaState Bank of India1800-345-3658
ManipurState Bank of India1800-345-3858
MaharashtraBank of Maharashtra1800-102-2636
Madhya PradeshCentral Bank of India1800-233-4035
LakshadweepSyndicate Bank1800-4259-7777
KeralaCanara Bank1800-425-11222
KarnatakaSyndicate Bank1800-4259-7777
JharkhandBank of India1800-345-6576
Himachal PradeshUCO Bank1800-180-8053
HaryanaPunjab National Bank1800-180-1111
GujaratDena Bank1800-255-885
GoaState Bank of India1800-2333-202
DelhiOriental Bank of Commerce1800-1800-124
Daman and DiuDena Bank1800-225-885
Dadra and Nagar HaveliDena Bank1800-225-885
ChhattisgarhState Bank of India1800-233-4358
ChandigarhPunjab National Bank1800-180-1111
BiharState Bank of India1800-345-6195
AssamState Bank of India1800-345-3756
Arunachal PradeshState Bank of India1800-345-3616
Andhra PradeshAndhra Bank1800-425-8525
Andaman and Nicobar IslandState Bank of India1800-345-4545

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