YSR Bima Scheme 2024: Registration, Eligibility and Benefits

As you are all aware, the government of Andhra Pradesh is introducing a number of programmes for its residents. The YSR Bheema Scheme, an insurance programme, was recently implemented by the AP government. This YSR Bima Scheme was introduced by AP Chief Minister Jagan Mohan Reddy in an effort to aid the state’s underprivileged families. The CM, YS Jagan Mohan Reddy, launched this programme at the camp office. The state government will offer insurance through this programme to everyone working as a labourer in the unorganised sector. Today we are going to present you all the vital facts regarding YSR Bima Scheme What does YSR Bima mean? its goals, advantages, characteristics, requirements for eligibility, the application process, etc. Therefore, if you want to learn every little detail of the plan, we ask that you read this post all the way through.

Andhra Pradesh YSR Bima Scheme

A type of insurance programme known as the YSR Bima Scheme offers protection against accidents to the families of Andhra Pradesh’s underprivileged and unorganised employees. According to this plan, the beneficiary’s family member will get the insurance payout in the event of the beneficiary’s accidental death or permanent handicap. Around 1.14 crore Andhra Pradesh residents will benefit from this programme. A budget of Rs 510 crore has set aside by the government for this programme. The beneficiary family member’s bank account will receive an insurance cover between Rs 1.5 lakh and Rs 5 lakh under the YSR Bheema Scheme within 15 days. The Andhra Pradesh government will also provide Rs 10,000 in urgent cash assistance in addition to this sum. The beneficiary of the plan is require to pay a premium of Rs 15 annually.

Also Read: YSR Rythu Bharosa Status

Key Highlights YSR Bima Scheme 

Objective of YSR Bima Scheme

The YSR Bheema scheme’s primary goal is to offer insurance protection to the families of the state’s underpaid and unorganised workers. Through this programme, the beneficiary’s nominee will get the cover amount in the event of death or permanent disability. The family member who will benefit from the effective implementation of this plan will receive financial assistance. Dependents of the dead will receive Rs. 5 lakhs in the event of accidental death. The person will receive support even though the accident left them physically unable. In accordance with this programme, the Pradhan Mantri Suraksha Bima Yojana will give Rs. 2,000,000. When a key earner passes away or becomes handicapped, families experience unanticipated difficulty. Additionally, they are struggling with rising medical costs. The YSR Bheema Scheme for the Government of Andhra Pradesh is being introduced by the AP Government in light of this.

Benefits of YSR Bima Scheme

The advantages of the YSR Bheema Scheme listed below; carefully review the advantages that follow:

• Families of underprivileged and unorganised employees are protected in case of accidents according to the YSR Bima Scheme, an insurance programme.
• The insurance cover amount will be handed to the nominee in the event that a beneficiary passes away.
• In the event of an accident involving a worker, Rs. 5 lakh is grants to the worker’s family and unorganise sector coworkers.
• The PM Suraksha Bima Yojana of the federal government is similar to the AP YSR Bhima Scheme. Therefore, any of these schemes will offer benefits.
• A worker is cover by insurance up to Rs. 2.25 lakh in the event of a partial disability at work.
• If the worker passes away naturally, the family would grant Rs. 3 lakh.
• The Andhra Pradesh state’s 1.14 crore inhabitants have benefited from this programme.
• The AP Government has set aside Rs 510 crores for effective implementation.
• An identity card with a special identifying number and policy number will provide to the recipient.
• The beneficiary may file a complaint with PD DRDA regarding insurance enrollment or claim payment if they are having any issues.
• By using a direct bank transfer option, the claim amount will immediately deposit into the bank account.
• After making the claim, the money will transfer within 15 days.
• If the offend children are enrolled in high school, inter, or even an ITI, they will receive a scholarship amount.
• A person who becomes totally incapacitated is also provided with a total of Rs 3,62,500. 2.25 lakh rupees are provided by the state government, with the remaining funds coming from the federal government.

Features of YSR Bima Scheme

• Around 1.41 crore families would receive financial assistance through the YSR Bima Scheme by receiving insurance coverage.
• The annual premium for this plan will pay by the state government in the amount of Rs. 510 crore.
• This programme is available to families with white ration cards.
• In the village secretariats, a list of nominee insurance holders will be on display.
• For natural deaths, accidental deaths, and entire disabilities, employees between the ages of 18 and 50 receive Rs. 2 lakh, while individuals between the ages of 51 and 60 receive Rs. 30,000. For partial impairments, employees between the ages of 18 and 70 receive Rs. 2.50 lakh.
• A scholarship of Rs. 1200 would be given to kids enrolled in 9th, 10th, Inter, and ITI.
• Convergence is made possible by the central programmes Aam Aadmi Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana, and Pradhan Mantri Suraksha Bima Yojana.
• 2.50 crore unorganised workers would receive insurance coverage thanks to the initiative.

YSR Bhima Scheme Nominee

The following is information on those who may nominate under the YSR Bima Scheme:

• Beneficiaries Wife
• Unmarried Widowed daughter-in-law or her kids
• Son’s age will be 21yrs 
• Divorced Daughter
• Reliant parents

Important Information: The beneficiary of the YSR Bima Scheme will receive an identity card with a special identifying number and policy number. Insurance should pay the claim within 15 days. Direct bank deposits of the monies are made into their SERP and District Association bank accounts. You can contact PD DRDA with any complaints regarding insurance enrollment or claim payment.

Eligibility Criteria 

The following qualifying requirements must be met by applicants for the YSR Bhima Scheme:

• Only Andhra Pradesh state residents who have lived there permanently are eligible to apply.
• A white ration card holder is required for the applicant.
• The applicant must be between the ages of 18 and 70.
• Anyone in the state who is an unorganised worker may apply for this programme.
• The applicant must have a monthly income of less than Rs. 15,000 and must have registered for the Praja Sadhikaara Survey.

Documents Required

The YSR Bhima Scheme application process requires the submission of the following documents.

• Aadhar Card
• Account information
• Income statement
• Mobile phone number
• A passport-sized photo
• Residence certificate 
• Ration card

Application Procedure for YSR Bheema Yojana 

In order to apply for the YSR Bheema Scheme, beneficiaries are not obliged to register in any way. The volunteers will conduct surveys during door-to-door outreach efforts and look up owners of white ration cards. Following the secretary of welfare’s verification of the data gathered during the survey, the recipients will be chosen. The chosen beneficiaries would next be required to register a bank account with the nominee and pay an annual premium of Rs 15 for the nominee. You can go to the official website for further information.

AP YSR Bhima Survey Report

• Visit the YSR Bhima scheme’s YSR Bima website.

• The website’s home page will now appear in your browser window.
• Select “YSR Bhima Survey Dashboard” from the list of options under “Dashboards” on the website’s home page.

• You’ll be taken to a different website.
• You may get a district-by-district survey report here.
• Now select the district whose report you wish to view by clicking its name.
• You will then take to a different page.
• A survey report of every division in that district will open on this page.
• To view the report, you must now click on the name of the Circle.
• The secretariat’s survey report will then show to you on your screen.

How To Register A JanDhan Bank Account

• Initially, go to the program’s official website.
• The website’s home page will then show up on the screen.
• Select “YSR Bhima Survey Dashboard” from the list of options under “Dashboards” on the website’s home page.

• You will then take to a different page.
• Click the “JanDhan Bank Account Details” button on this page’s right side.
• After that, a form will show up in front of you.
• You must fill out this form by entering the requested information, such as your Aadhaar number, and then clicking the submit button.

Track a Complaint

• Visit the YSR Bheema Scheme’s official website.
• The website’s home page will then appear in front of you.
• You must select the “Grievance” option from the menu on the homepage. Following that, a new page will load.
• You have four options on this page for tracking your name, ration card number, contact number, and grievance claim code.
• choose your options Enter the information, then select the search option. Your screen will display information.

How to Log in under YSR Bima Yojana

Check out the instructions below for the login process for bima.ap.gov.in.

• Visit the YSR Bima Official Website to log in.
• On the screen, the official homepage will appear.
• Click the Login link on the homepage.

• You’ll take to a different page.
• You must input all the information, including your username and password, here.
• Click the Login button after providing all the information.

Contact Details

• Address: Second Floor, PNB Terminus, Vijayawada
• Email: apgiic@ap.gov.in