Bihar Student Credit Card Yojana 2024 is an initiative of the Chief Minister Nitish Kumar’s Government for the students of economically weaker sections. If you are a student from Bihar state and desire to get the benefits of the scheme then you should accumulate the detailed information about the scheme first. This article contains the detailed information about all the important aspects of बिहार स्टूडेंट क्रेडिट कार्ड योजना including eligibility criteria, apply online procedure, documents required, course list, eligible college list and many other relevant information.
About Bihar Student Credit Card Yojana
Bihar Student Credit Card Yojana has been managed by the Education Department, Planning and Development and Labour Resource Department, Government of Bihar. The scheme was launched on 2 October 2016. Under बिहार स्टूडेंट क्रेडिट कार्ड योजना, students will get interest-free credit. The credit will provide only for further studies to those who desire to take a study loans. To get the scheme benefits you should submit the online application form by following step by step instructions given in this article.
Also Check: Bihar Scholarship
Highlights Of Bihar Student Credit Card Yojana
- Name of the scheme: Bihar Student Credit Card Yojana
- Launched by: Chief Minister Nitish Kumar
- Launched in: Bihar
- Launched on: 2 October 2016
- Department: Education Department, Planning and Development and Labour Resource Department
- Launched for: Students
- Benefits: Credit at 0% interest
- Objective: Promote higher studies
- Official website: www.7nishchay-yuvaupmission.bihar.gov.in
Objective Of Bihar Student Credit Card Yojana
The motive of Chief Minister Nitish Kumar, Government of Bihar behind launching the Bihar Student Credit Card Yojana is to financially help the students who belong to economically weaker sections. This scheme is very beneficial for all those students who wish to get higher education but face problems in financing their education.
Benefits/ Features Of बिहार स्टूडेंट क्रेडिट कार्ड योजना
- The scheme has been started by the Chief Minister Nitish Kumar
- Under this scheme students who are currently studying will able to receive benefits
- Beneficiaries can apply for the credit at 0% interest rate very easily
- This scheme will help the students from financially weaker family to complete their education.
- A maximum credit at 0% rate of interest will be given only up to Rs. 400000/-.
- Students can apply for the credit who wish to pursue degree courses, diploma courses & technical courses as specified in below given list.
- Repay of the credit amount taken by the student should be after completion of the course.
Course List
- Aalim
- B.A./B.Sc.-B.Ed. (Integrated Courses)
- B.A/ B.Sc/ B.com (All Subject)
- B.Sc (Agriculture)
- B.SC (Information Technology/ Computer Application/ Computer Science)
- B.Sc (Library Science)
- B.Sc Nursing
- B.Sc. in Fashion Technology/Designing/Apparel Designing/Footwear Designing
- B.Tech/ B.E
- B.Tech/ B.E/ B.Sc (Engineering All Branches)
- Bachelor in Yoga (Entry Level +2)
- Bachelor of ArcClick onecture
- Bachelor of Ayurveda, Medicine and Surgery (BAMS)
- Bachelor of Business Administration (B.B.A.)
- Bachelor of Dental Surgery (B.D.S.)
- Bachelor of Fine Arts (B.F.A.)
- Bachelor of Homeopathic Medicine & Surgery (B.H.M.S.)
- Bachelor of Hotel Management & Catering Technology
- Bachelor of Mass Communication/Mass Media/Journalism
- Bachelor of Occupational Therapy
- Bachelor of Pharmacy
- Bachelor of Physical Education (B. P. Ed.)
- Bachelor of Physiotherapy
- Bachelor of Unani Medicine & Surgery (B.U.M.S)
- Bachelor of Veterinary Medicine and Surgery (BVMS)
- BCA
- BL/LLB (5 Year integrated Course)
- Degree/Diploma in Aeronautical, Pilot Training, Shipping
- Diploma in Food & Beverage Services
- Diploma in Food Processing/ Food Production
- Diploma in Food, Nutrition/ Dietetics
- Diploma in Hotel Management (3 Years) (IHM Course)
- General Nursing Midwifery (G.N.M)
- Hospital and Hotel Management
- Hotel Management & Catering Technology
- M.A/ M.Sc/ M.Com (All Subject)
- M.Sc/ M.Tech Integrated course
- Master of Business Administration (M.B.A.)
- MBBS
- MCA
- Polytechnic
- Shashtri
Eligibility Criteria
Appellants who meet the eligibility conditions specified below can grab the benefits under the Bihar Student Credit Card Yojana
- Should have completed class 12th.
- Should be a permanent resident of Bihar.
- The age should not be more than 25 years.
- Age should not be more than 30 years if completed bachelor’s’s degree.
Documents Required
- 2 Photographs of Student/ Parents / Guarantor
- Aadhar Card of applicant and co-applicant (if available)
- Approved Course Structure
- Copies of letter conferring Scholarship etc. (If available)
- Copy of Pan Card of the student and co‐applicant
- Fee Schedule
- Last 6 months Bank Statement
- Last two year’s income tax return
- Last year’s income certificate/ Form 16
- Proof of admission
- Proof of Residence (ID/ Passport/ Voter ID/ Driving License)
- Tax Receipt
- Xth and XIIth Certificate and Marksheet
Also Check: Bihar Labour Card
Bihar Student Credit Card Yojana 2024 Application Procedure
To apply for the बिहार स्टूडेंट क्रेडिट कार्ड योजना, you should check the eligibility and then follow the further mentioned steps:
- Open the Student Credit Card website of the Education Department, Planning and Development and Labour Resource Department
- Home page of the portal will open on the screen, Press new applicant registration link
- Registration form will open on the screen where you should provide the following details
- Aadhaar number
- Email ID
- First Name as per 10th board.
- Mobile Number
- Press send OTP option given next to the blanks
- You will receive OTP by SMS on your mobile number & via mail on given email ID
- Now you should enter the OTP in the given space
- Press the submit option and go back to the home page
- Login with portal by using your username & password, click on login option
- Now select the scheme name as Bihar student credit card and click on apply option
- Application form will appear on computer screen, fill the asked details like
- Personal details
- Residential address
- Financial income information
- Loan request
- Bank details etc.
- Complete the form, upload the required documents and review it
- Click on submit option to submit the form
Reset Password
In case you forgot your password then you need to recover it by follow the step by step instructions given below:
- To reset password, open the official website of the Education Department, Planning and Development and Labour Resource Department
- Home page will open on the computer screen from where click on forgot password option
- A new web page will open on the screen where you need to provide following details
- Registered mobile number
- Registered email ID
- Press send OTP option
- Enter OTP
- Code shown on screen
- Press submit option to open the new page, create new password, confirm new password and submit it.
Application Status
- To check application status, open the official website of the Education Department, Planning and Development and Labour Resource Department
- Home page will open on the computer screen from where click on the application status option available in menu bar
- A new web page will open on the screen where you should enter following details
- Search by
- Registration ID
- Aadhaar card number
- Date of birth
- Code shown in image
- Search by
- Now you need to Press submit option to see the application status
Approval List of College
- To check college list, open the official website of the Education Department, Planning and Development and Labour Resource Department
- Home page will open on the computer screen from where click on the “approved list of colleges for BSCC” link
- Select “state & district” from opened page and click on search option
- College list will open on the screen
Feedback and Grievance Application
- To submit grievance or feedback application, open the official website of the Education Department, Planning and Development and Labour Resource Department
- Home page will open on the computer screen from where click on the “feedback and grievance” option from menu bar
- Feedback form will open on the screen, fill the asked information in it
- Name
- Mobile number
- Issue
- District
- Message
- Code shown in image
- Press submit button to submit your application
Download Mobile App
- To download the mobile app, open the official website of the Education Department, Planning and Development and Labour Resource Department
- Home page will open on the computer screen from where click on “download mobile app” option from menu bar
- This will open the google play store link on screen
OR
- Go to the play store in your mobile and search for “Yuva Nischay” app
- To download the application you need to press on install option and let it download & install in your mobile
Helpline:
- Toll Free Number: 1800 3456 444