Indira Gandhi Shahri Credit Card Yojana 2024, Apply Online

As you all may be aware that due to inflation it has become difficult to do business. The prices of raw materials are also increasing at a very fast pace. Due to this reason, the government is making a lot of effort in order to contain inflation and to provide citizens with financial assistance for their businesses. Due to this reason, the Government of Rajasthan has launched the Indira Gandhi Shahri Credit Card Yojana . Through this scheme, loans will be provided to the businessman. This article will cover complete details regarding इंदिरा गांधी शहरी क्रेडिट कार्ड योजना. You will get to know how you will be able to apply under this scheme. Other than that you will also get to know details regarding eligibility, application status, etc

About Indira Gandhi Shahri Credit Card Yojana

The Government of Rajasthan has launched the Indira Gandhi Shahri Credit Card Yojana. Through this scheme, small businessmen, vendors, etc will be provided loans. This loan will be of Rs 50000. In order to provide the loan, the government will provide beneficiaries a credit card. Through this credit card, beneficiaries will be able to withdraw an amount up to Rs 50000 from the ATM. Beneficiaries can pay back the amount in installments. This scheme is going to support businessmen in their day-to-day expenses. With the implementation of this scheme, the standard of living of the beneficiaries will be improved.

• Other than that the beneficiary will also become self-dependent. Beneficiaries are required to pay interest of 10% on the loan.
• The government will implement this scheme for 1 year. The moratorium duration of the loan provided under this scheme will be of three months. Beneficiaries are required to pay back this loan within 12 months

Also Read: Mudra Yojana

Objective Of Indira Gandhi Shahri Credit Card Yojana

• The main objective of the Indira Gandhi Shahri Credit Card Yojana is to provide financial assistance to the small businessman
• Through this scheme financial assistance of Rs, 50000 will be provided to the beneficiaries
• Which will help them in financing their day-to-day needs
• With the implementation of this scheme, the beneficiary will become self-dependent
• The standard of living of the beneficiaries will be improved
• This scheme is going to increase employment in the state

Key Highlights Of Indira Gandhi Credit Card Yojana

Benefits And Features Under Shahri Credit Card Yojana

• The Government of Rajasthan has launched the Indira Gandhi Shahri Credit Card Yojana.
• Through this scheme, small businessmen, vendors, etc will be provided loans.
• This loan will be of Rs 50000. In order to provide the loan, the government will provide beneficiaries with a credit card.
• Through this credit card, beneficiaries will be able to withdraw an amount up to Rs 50000 from ATM.
• Beneficiaries can pay back the amount in installments.
• This scheme is going to support businessmen in their day-to-day expenses.
• With the implementation of this scheme, the standard of living of the beneficiaries will be improved.
• Other than that the beneficiary will also become self-dependent.
• An applicant must be a permanent resident of Rajasthan
• The age of applicant should be between 18 to 40 years
• The monthly income of the applicant should be Rs 15000 or less
• Beneficiaries are required to pay interest of 10% on the loan.
• The government will implement this scheme for 1 year.
• The moratorium duration of the loan provided under this scheme will be of three months.
• Beneficiaries are required to pay back this loan within 12 months

Beneficiaries Of Indira Gandhi Shahri Credit Card Yojana

• Hairdresser
• Potter
• Cobbler
• Mechanic
• Tailor
• Washerman
• Painters
• Electrician etc

Banks Under the Scheme

• Schedule commercial bank
• Regional rural bank
• Small finance Bank
• Cooperative Bank
• Nonbanking financial company

Eligibility Criteria

• The applicant must be a permanent resident of Rajasthan
• age of the applicant should be between 18 to 40 years
• The monthly income of the applicant should be Rs 15000 or less
• The monthly family income of the applicant should not be more than Rs 50000

Required Documents

• Aadhar Card
• Residence certificate
• Income proof
• Proof of age
• Mobile number
• Passport size photograph etc

Also Read: Rajasthan Kisan Karj Mafi List 

Procedure To Apply Under Shahri Credit Card Yojana

• Go to the concerned Indira Gandhi Shahri Credit Card Website of Indira Gandhi Shahri Credit Card Yojana
• No click On the Registration Option
• Fill in the required Details under the Registration form.
• After That Click On the Submit Option.
• Now after that Do Login with your SSO Id and Password
• Now start filling out the required application form
• Now attach All the required documents
• After that submit this form.
• By following this procedure you can apply under the Yojana