In order to increase the income of the farmers the Government of India launches various kinds of schemes. So that standard of living of the farmers can be improved. Through these schemes, financial benefits are provided to the farmers. Recently the Government of India launched the Kisan Credit Card Yojana. Through this scheme, loans will be provided to the farmers. This article will cover all the important information regarding किसान क्रेडिट कार्ड योजना 2024. You will get to know how you will be able to take advantage of this scheme. Other than that you will also get to know how to register under the above-mentioned scheme. So if you are interested to grab every single detail regarding KCC then you have to go through this article very carefully till the end.
About Kisan Credit Card Yojana 2024
The Government of India has launched the Kisan Credit Card Yojana. Through this scheme, loans will be provided to the farmers. The maximum amount of the loan will be Rs 160000. Through this amount, farmers will be able to do farming. Other than that farmers can also be able to avail the benefit of crop Insurance. Recently this scheme has been extended to fishermen and animal keepers. The loan under the scheme will be provided at 7% interest. The government will provide a 3% waiver on the loan. If the farmer pays back the loan within 1 year then a further subsidy of 2% will be provided to the farmer. In this way, farmers have to pay only 2% interest.
Also Read: PM Kisan List
Important Factors
- With the implementation of किसान क्रेडिट कार्ड, योजना farmers will become self-dependent. Other than that the financial condition of the farmers will also be improved.
- The loan provided under this scheme will be without any guarantee. Kisan credit cards will be like normal credit cards through which farmers will be able to withdraw from ATMs.
- The limit of this card will be of Rs 150000. The standard of living of the farmer with also be improved with the implementation of this scheme
Bank under किसान क्रेडिट कार्ड योजना
- HDFC Bank
- Bank of India
- Axis Bank
- Punjab National Bank
- State Bank of India
- ICICI Bank
- Bank of Baroda etc
Key Highlights Of Kisan Credit Card Yojana 2024
| Name Of The Scheme | Kisan Credit Card Yojana |
| Launched By | Government Of India |
| Beneficiary | Citizens Of India |
| Objective | To Provide Financial Assistance |
| Official Website | Kisan Credit Card |
| Year | 2024 |
किसान क्रेडिट कार्ड योजना का उद्देश्य
- The main objective of the Kisan credit card Yojana is to provide financial assistance to the farmers
- So that they can be able to invest in crops
- With the implementation of this scheme, the financial condition of the farmer will be improved
- The government is going to provide 160000 loans without any security through this scheme
- The farmers have to pay 7% interest on it
- The government will provide a 3% waiver on the loan
- If the farmer pays back the loan within 1 year then a further subsidy of 2% will be provided to the farmer
- In this way, farmers have to pay only 2% interest
- With the implementation of this scheme, the standard of living of the farmers will be improved and farmers will also become self-dependent
किसान क्रेडिट कार्ड योजना के लाभ तथा विशेषताएं
- The Government of India has launched the Kisan credit card Yojana.
- Through this scheme, loans will be provided to the farmers.
- The maximum amount of the loan will be Rs 160000.
- Through this amount, farmers will be able to do farming.
- Other than that farmers can also be able to avail the benefit of crop Insurance.
- Recently this scheme has been extended to fishermen and animal keepers.
- The loan under the scheme will be provided on 4% interest.
- With the implementation of किसान क्रेडिट कार्ड, योजना farmers will become self-dependent.
- Other than that the financial condition of the farmers will also be improved.
- The loan provided under this scheme will be without any guarantee.
- Kisan credit cards will be like normal credit cards through which farmers will be able to withdraw from ATMs.
- The farmers have to pay 7% interest on the loan
- The government will provide a 3% waiver on the loan
- If the farmer pays back the loan within 1 year then a further subsidy of 2% will be provided to the farmer
Eligibility Criteria Of Kisan Credit Card Yojana
- Applicant must be a permanent resident of India
- Applicant must have land for farming
- Farmers who belong to economically weaker sections can be able to take benefit from this scheme
Required Documents
- Aadhar Card
- Residence certificate
- Passport size photograph
- Mobile number
- Email ID
- Proof of income
- Proof of age
- Ration card etc
Also Check: Kisan Samman Nidhi Registration
Apply Online under the Kisan Credit Card Yojana
- First of all, go to the Kisan Credit Card website of Kisan Samman Nidhi Yojana
- You will be redirected to the homepage
- Now you have to click on the Download KCC form
- Now you have to take a printout of this form
- You have to fill in all, the required details in this form
- Now you have to attach all the required documents
- After that, you have to submit the form to the nearest bank
- By following this procedure you can apply online
Apply Offline under Kisan credit card Yojana
- Go to the nearest bank
- Ask for an application form from there
- Fill in all the required details in this application form
- Now attach all the required documents
- After that submit this form to the same bank
- By following this procedure you can apply offline for a Kisan credit card
KCC Online Form Link Bank Wise Official website
| Bank Name | Official website |
| State Bank of India | Click Here |
| Punjab National Bank | Click Here |
| Bank of Baroda | Click Here |
| ICICI Bank | Click Here |
| Allahabad Bank | Click Here |
| Andhra Bank | Click Here |
| Sarva Haryana Gramin Bank | Click Here |
| Canara Bank | Click Here |
| Odisha Gramya Bank | Click Here |
| Bank of Maharashtra | Click Here |
| HDFC Bank | Click Here |
| Axis Bank | Click Here |